Category Archives: Investment in Mutual Fund

Top 20 Large Cap Mutual Fund Scheme for 2016

Mutual Fund Scheme

Crisil Rank

1month

3month

6month

1yr

2yr

5yr

Quantum Long-Term Equity (G)

Rank 1

136

49

31

27

12

1

Birla Sun Life Top 100 (G)

Rank 1

55

40

34

11

5

12

Birla SL Long Term Advan. (G)

Rank 1

49

24

21

8

7

11

ICICI Pru Top 100 Fund (G)

Rank 1

79

59

56

4

14

17

Axis Equity Fund (G)

Rank 2

38

41

64

59

2

Principal Large Cap Fund (G)

Rank 2

33

36

19

18

17

14

UTI Equity Fund (G)

Rank 2

98

73

43

54

19

4

Birla SL Frontline Equity (G)

Rank 2

56

43

41

31

1

7

BNP Paribas Equity Fund (G)

Rank 2

75

93

125

59

24

31

SBI Blue Chip Fund (G)

Rank 2

112

115

61

95

8

27

Reliance Focused Large Cap – RP (G)

Rank 2

43

76

27

24

3

61

ICICI Pru Focused Bluechip Eqty (G)

Rank 2

42

87

83

28

12

3

HDFC Top 200 Fund (G)

Rank 3

4

4

7

26

11

9

UTI Mastershare (G)

Rank 3

111

60

90

94

45

35

UTI Top 100 Fund (G)

Rank 3

140

122

104

102

50

38

UTI Master Plus US (G)

Rank 3

106

80

83

68

20

33

SBI Magnum Equity Fund (G)

Rank 3

86

88

93

104

53

18

L&T India Large Cap Fund (G)

Rank 3

44

68

78

55

40

15

L&T Equity Fund (G)

Rank 3

37

21

35

35

29

13

Sundaram Growth Fund – RP (G)

Rank 3

127

101

89

99

67

41

 

Top 20 ELSS Mutual Fund Schemes for 2015

Mutual Fund Scheme

Crisil Rank

1mth

3mth

6mth

1yr

2yr

5yr

Axis Long Term Equity Fund (G)

Rank 1

54

25

13

7

1

BNP Paribas Tax Advantage Plan (G)

Rank 1

18

34

45

23

15

12

Principal Tax Savings

Rank 2

12

11

17

13

3

23

ICICI Pru Tax Plan (G)

Rank 2

47

13

22

4

5

1

Religare Invesco Tax Plan (G)

Rank 2

55

54

30

26

13

5

Reliance Tax Saver (ELSS) (G)

Rank 2

4

2

2

11

10

3

HDFC Long Term Advantage (G)

Rank 3

25

21

17

15

9

4

HSBC Tax Saver Equity Fund (G)

Rank 3

43

9

12

39

7

12

DSP-BRTax Saver Fund (G)

Rank 3

9

29

29

26

8

9

SBI Magnum Tax Gain (G)

Rank 3

39

40

25

29

22

21

Franklin India Tax Shield (G)

Rank 3

59

57

37

34

27

10

Principal Personal Tax Saver

Rank 3

22

19

28

22

19

28

Tata Tax Saving Fund

Rank 3

66

63

81

76

41

24

Birla SL Tax Relief 96 (G)

Rank 3

77

67

53

42

16

27

Birla Sun Life Tax Plan (G)

Rank 3

79

69

62

48

24

29

IDFC Tax Advantage (ELSS) (G)

Rank 3

71

81

78

36

6

16

HDFC Tax Saver (G)

Rank 4

2

5

6

9

18

6

L&T Tax Advantage (G)

Rank 4

42

27

55

44

31

10

UTI Equity Tax Saving (G)

Rank 4

68

61

70

70

35

34

EPFO to invest 30% in equity market

EPFO known as Employee Provident Fund Organization is now allowed to invest in equity market up to 30%. The finance minister has proposed to allow retirement and gratuity funds to invest in equity market up to 30%.

But where is the problem coming? Labors, unions have been determined about opposing for this new investment plan by the finance minister as they quote “its poor man’s money” so unions have been opposing this earlier and will continue opposing as according to them it’s their money which EPFO shouldn’t have been allowed to use in equity market investment.

Most employees have been supporting unions as employees are also stiff on one pointer that it’s their money and they have their own aims and ambitions or even wishes they would like to save for future as share market is not understandable by everyone and it’s also unpredictable which might turn out to be a threat to employees and labors.

In order to maximize yields, Finance minister has been poking EPFO to invest in equity investment but EPFO has denied because of the opposition by unions and also sensitive condition for stock market.

This investment pattern is for non government provident funds, gratuity funds and superannuation funds allowing up to 30% investment in the equity market.

All India Trade Union Congress is completely against this fact as for the employees and workers it’s their money they must have wished to use in order to fulfill their own needs and wants for the future which is unpredictable as already in the year 2008, this investment was up to 15% and now doubling it has created a stress among the employees and labors.

This was a investment which was proposed but there is still left another meeting where the conclusion for the same will be notified, as opposing unions have made this a complex issue which is also right on the part of employees.

This soon will be announced that what the final decision is taken.

Best Mutual Funds for Investment in India in 2015

The table below shows a comparison of top 10 Equity Funds. These are most widely used funds in India. Equity funds are the least risky funds.

Scheme Name Category Last NAV 1 Week 1 Month 1 Year
Sahara Star Value Fund(G) Small & Mid Cap 17.5955 -0.20% 32.40% 65.90%
Reliance Diver. Power – RP (G) Thematic – Infrastructure 70.9409 -0.30% 28.30% 49.10%
Reliance Diver. Power -Direct (G) Thematic – Infrastructure 71.4093 -0.30% 28.30% 49.90%
Sahara Infrastructure-VPO (G) Thematic – Infrastructure 18.6717 -2.30% 26.50% 43.70%
Sahara Infrastructure-VPO-Direct(G) Thematic – Infrastructure 18.7362 -2.30% 26.50% 44%
Escorts Infrastructure (G) Thematic – Infrastructure 6.331 -1.20% 26.50% 50.10%
Birla SL Pure Value Fund (G) Small & Mid Cap 30.8052 -1.60% 26.40% 77.80%
Birla SL Pure Value – Direct (G) Small & Mid Cap 31.0523 -1.60% 26.40% 78.90%
Sahara Infrastructure-FPO-Direct(G) Thematic – Infrastructure 17.551 -2.30% 26.40% 42.70%
Escorts Infrastructure -Direct (G) Thematic – Infrastructure 6.3244 -1.30% 26.40% 50%

These are the latest returns that can vary on daily basis. But, as per my opinion the Mutual Funds of a particular company do not vary much, i.e. the direct and FPO Funds.

Best mutual funds for investing in 2014

A mutual fund is a type of investment wherein you join other investors and corporations to form a massive fund which will be handled by an expert/professional who is called fund manager for diversified portfolios of stocks, bonds, securities, money markets and other mutual funds. In MF, you buy shares of the investment company thus that makes you a shareholder and gives you shareholder’s right including voting power and opportunity to receive dividends.

Many people have wrong understanding about Mutual Funds: They think all Mutual Funds invest in Equity Share Market or Mutual Funds are Equity Share Market Related Products and hence “Risky”. fact is that, mutual fund is just but the” Medium” of “Method” of investment .Through this medium of ‘Mutual Funds’ investors can indirectly invest in different ‘Asset Classes’ – Debt Securities. Depending on in what asset a mutual fund invest in –

  • Equity Mutual Fund: If it invests in ‘Equity Shares’
  • Debt Mutual Fund: If it invests in ‘Fixed Interest Bearing Instruments’ or Debt Instruments
  • Gold Mutual Fund: If it invests in ‘Gold’
  • Hybrid (Balanced) Mutual Fund: If it invests in Equity & Debt or Equity, Debt & Gold, or Equity & Gold.

Here we have analyzed top 10 best mutual funds that you should invest in this year :

Scheme 5 year return 1 year return Invested amount Investment value Suitable for
ICICI PRU TECH FUND 38% 20% 36000 60000 High risk, high return
SBI Pharma Fund 35% 24% 36000 57000 High risk, high return
FT Feeder Franklin US opps fund 29% 29% 36000 49500 High risk, high return
SBI Magnum mid cap fund 26% 14% 36000 47000 High risk, high return
Franklin India smaller companies fund 27% 13% 36000 46500 High risk, high return
ICICI Pru balance adv fund 18% 12% 36000 44000 Medium risk, high returns
ICICI Pru dynamic plan 22% 9% 36000 44000 Medium risk, high returns
UTI MNC mutual fund 24% 12% 36000 43000 Medium risk, high returns
ICICI Top 100 mutual fund 18% 9% 36000 42000 Medium risk, high returns
Quantum longterm equity fund 24% 8% 36000 42000 Medium risk, high returns